docs: Add Phase 4 architecture and standards
- FLUJO-PRINCIPAL-TRANSPORTE.md: End-to-end transport workflow
- 8 phases from OT capture to collection
- State machine diagram
- Actors and integrations per phase
- INTEGRACIONES-EXTERNAS.md: External integrations spec
- GPS/Telematics (Geotab, CalAmp, Samsara, etc.)
- PAC CFDI (Finkok, Facturama) with Carta Porte 3.1
- Geocoding/Routing (Google, HERE, Mapbox)
- WhatsApp/SMS notifications
- TAG/IAVE toll integration
- Banking (SPEI/CIE)
- MATRIZ-RBAC-TRANSPORTISTAS.yml: 16 roles with permissions
- Permissions per module (MAI-001 to MAE-018)
- Data restrictions per role
- Critical actions requiring authorization
- ESPECIFICACION-KPIS.yml: 17 KPIs defined
- Formulas, source tables, thresholds
- Operational, fleet, financial, fuel, quality, compliance
- Materialized views and calculation jobs
Co-Authored-By: Claude Opus 4.5 <noreply@anthropic.com>