---
id: RNF-PAY-001
title: "Requerimientos No Funcionales - Pagos Stripe"
type: "Non-Functional Requirement"
epic: OQI-005
version: "1.0.0"
created_date: "2026-02-06"
---

# RNF-PAY-001: Requerimientos No Funcionales - Pagos Stripe

## Seguridad
- PCI DSS compliance (via Stripe Elements, no raw card data)
- Webhook signatures verificadas (Stripe-Signature header)
- Idempotency keys en todas las operaciones de pago
- Audit trail completo de transacciones

## Rendimiento
- Payment intent creation < 1s
- Webhook processing < 5s
- Refund processing < 30s

## Confiabilidad
- Idempotent payment operations (retry-safe)
- Webhook retry handling (Stripe retries up to 3 days)
- Transaction atomicity: payment + wallet credit atomico

## Monitoreo
- Alert on failed payments > 5% rate
- Daily reconciliation con Stripe dashboard
- Wallet balance audit trail completo

## Compliance
- Invoices generados para toda transaccion
- Refund window: 30 dias
- Multi-currency support (USD primary)