Phase V (Validation) completed - plan approved
Phase E (Execution) FASE-1 completed:
- ST-1.1: financial.refunds (existed)
- ST-1.2: education.instructors (created)
- ST-1.3: price_alerts FK (existed, migration added)
- ST-1.4: ml.prediction_overlays (created)
DDL changes in apps/database submodule:
- 9 files, 858 insertions
- New tables: instructors, prediction_overlays
- New migrations for overlay and price_alerts FK
Co-Authored-By: Claude Opus 4.5 <noreply@anthropic.com>
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